Maximise Your Property Portfolio's Tax Efficiency

Specialised accounting solutions for landlords incorporating property portfolios

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Trusted by property investors across the UK

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Transform your property portfolio with tax-efficient incorporation

Our specialist incorporation service helps landlords transition property portfolios into limited companies, maximizing tax efficiency while protecting personal assets. We handle the complex HMRC and Companies House requirements so you can focus on growing your investment.

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Protect Your Assets & Secure Your Property Legacy

Our specialist property accounting service protects landlords from tax pitfalls while creating clear separation between personal and business assets. We ensure full compliance with HMRC and Companies House requirements, giving you peace of mind to focus on growing your portfolio.

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Frequently asked questions

Why should I move my property portfolio into a limited company?

Moving to a limited company structure can help you save tax, protect your personal assets, and plan more effectively for the future. Since Section 24 mortgage interest relief changes, many landlords pay more tax as individuals.

A limited company allows you to offset mortgage interest as a business expense, access lower corporation tax rates, and build long-term wealth more efficiently.

Will I pay less tax if I incorporate my property portfolio?

In most cases, yes. Limited companies pay corporation tax on profits (currently lower than higher-rate income tax). You can then extract funds as dividends, which can be more tax-efficient.

You’ll also be able to offset mortgage interest costs, which isn’t possible as an individual landlord under Section 24 rules. Every landlord’s situation is different, so tailored advice is essential.

What happens with Stamp Duty and Capital Gains Tax when I transfer properties into a company?

This is one of the most common concerns. Depending on how your portfolio is structured, transfers may trigger Stamp Duty Land Tax (SDLT) or Capital Gains Tax (CGT). However, there are reliefs and planning opportunities available, such as incorporation relief or partnership relief, which can significantly reduce or eliminate these costs. We’ll assess your portfolio carefully before recommending the best approach.

Can a limited company help with inheritance and passing assets to my family?

Yes. Holding properties in a company makes it easier to manage succession planning. You can transfer shares in the company to family members over time, rather than transferring individual properties, which often triggers large tax bills.

This approach can reduce inheritance tax exposure and give you more control over how wealth is passed on.

Is going limited right for every landlord?

Not always. For landlords with just one or two properties, the costs and admin of running a company may outweigh the benefits. But if you have multiple properties or are planning to grow your portfolio, the long-term savings, asset protection, and inheritance benefits often make incorporation the smart choice. That’s why we offer a personalised assessment before you take the next step.

Why Choose Accounting Matters?

At Accounting Matters, we understand that moving your property portfolio into a limited company isn’t just about numbers on a spreadsheet — it’s about protecting your wealth, planning for your family’s future, and building long-term growth.

Here’s why landlords across Derbyshire and beyond choose us:

  • Property Tax Specialists – We know the ins and outs of Section 24, SDLT, CGT, and incorporation relief. You won’t get generic advice — you’ll get strategies tailored to landlords.

  • Future-Focused Planning – We don’t just save you tax today; we help you plan inheritance and long-term portfolio growth.

  • Straight-Talking Advice – No jargon, no confusion. We explain your options clearly so you feel confident in every decision.

  • Complete Compliance – From HMRC filings to Companies House admin, we handle the paperwork while you focus on your properties.

  • Trusted Local Experts – Based in Derbyshire, we combine local knowledge with national expertise — and a reputation for being proactive, reliable, and approachable.

👉 With Accounting Matters, you get more than an accountant — you get a partner who understands landlords and knows how to make incorporation work for you.